Retail Banking

With over 1,600 entries, The A-Z of Payments provides readers with a comprehensive, practical, easy-to-read listing of payment terms.

This book looks at the new phenomenon of Central Bank Digital Currency (CBDC) with a focus on the launch of the Digital Euro in the European Union. It contains treatment of the subject of CBDC from various perspectives, with each of the authors formulating viewpoints regarding this new phenomenon. It also offers an insightful assessment of the legal status of a central bank digital currency, engaging in the theoretical effort of testing the legal implications of the birth of a digital complement to cash. The chapters focus on the rationale for a digital Euro, its ability to aid financial inclusion, the constitutional foundations of the CBDC, demands of a digital euro on the side of the beneficiaries of the retail payment system, and the "mechanics" of the CBDC in relation to its issuance and governance. It will be of interest to financial services, banking, financial regulation, and monetary policy researchers and scholars alongside lawyers and policymakers.

The finance sector has a crucial role to play in delivering a sustainable future for the planet. To address the Triple Planetary Crisis of climate change, pollution and biodiversity loss, it is vital that the finance sector rapidly accelerates the mobilization of capital to support a successful and just transition to net zero. This requires enhancing both the capabilities of financial institutions and developing the knowledge and skills of finance professionals so that every financial decision takes account of climate change and sustainability. Green and Sustainable Finance is a comprehensive guide to the principles and practice required to manage sustainability risks, engage and support clients, and take advantage of the opportunities presented by the transition of sectors and firms to new, low carbon and nature positive models. This fully updated third edition incorporates a wider perspective with nature-based impacts, risks, dependencies and opportunities considered alongside climate change. It introduces the work of the new International Sustainability Standards Board (ISSB) and the Taskforce on Nature-related Financial Disclosures (TNFD) along with extensive coverage of wider regulatory and market developments. There is also additional content on adaptation finance, transition finance and transition planning. Endorsed by the Chartered Banker Institute as the core text for the global benchmark Certificate in Green and Sustainable Finance, this book is essential reading for finance professionals, university students and individuals working to embed sustainability in business, finance, policy and regulation.

This book provides insights into the development in work, organisations and employment relations in the last 50 years. In a semi-autobiographical approach, Lansbury reflects on important contributions by other scholars, practitioners, and policy makers to work and employment relations.

This book investigates the legitimacy of the current Australian Financial Services Licensee-Authorised Representative (AFSL-AR) licensing model by considering theories in agency, legislation, legitimacy and the independent individual regulatory regimes in other professions and thereafter applying it to financial planning theory.

Studienarbeit aus dem Jahr 2019 im Fachbereich BWL - Bank, Börse, Versicherung, Note: 2,2, Frankfurt School of Finance & Management, Sprache: Deutsch, Abstract: Um ein Kunde des Versandriesen Amazon zu werden, benötigt man von der Eingabe seiner persönlichen Daten bis hin zur Hinterlegung der Zahlungsmethode etwa drei Minuten. Ein Konto bei einer örtlichen Sparkasse zu eröffnen dauert circa eine dreiviertel Stunde, hingegen wirbt die Onlinebank N26 mit einer Kontoeröffnung in weniger als 10 Minuten. 75 Prozent der Deutschen nutzen heutzutage täglich das Internet, bei der jüngeren Gesellschaft sind es nahezu 100 Prozent (digital Natives). Bei Google gehen jede Minute etwa 5000 Suchanfragen zu Themen der Finanzwelt ein. Das alles sind Fakten, die zeigen, dass die Digitalisierung bereits längst begonnen hat und sich ständig weiterverbreitet, wodurch sich unsere gesamte Umwelt verändert.Nachdem sich die Geschäftsabläufe durch die Vereinfachung von Technologien, das Konsumverhalten durch den Onlinehandel und das Kommunikationsverhalten durch soziale Netzwerke wie Facebook verändert haben, ist die Digitalisierung auch im Finanzsektor angekommen. Neben neuen Bestimmungen, einer anhaltenden Niedrigzinsphase und dem noch immer misstrauischen Kundenverhalten gegenüber den Banken, zählt die Digitalisierung mit zu den größten Herausforderungen im Privatkundenbereich. Vor allem im Retail-Banking verlangt die Digitalisierung eine grundlegende Reorganisation und Umstrukturierung. In dieser Seminararbeit möchte ich vor allem auf die Chancen, Auswirkungen und auch die Herausforderungen der Digitalisierung im Privatkundengeschäft eingehen.

Endorsed by the Chartered Banker Institute as core reading for the Personal and Private Banking module, Retail and Digital Banking looks at the changes that have occurred, including developments in onshore and offshore operations, call centres and the impact of technology and other critical factors in retail and digital banking. This book considers the evolution of retail banking services and the major role that technology has played in providing quality, cost-effective services to consumers. This fascinating text then goes on to offer expert thought leadership on the future of retail banking and what this could mean for existing established banks and disruptive new entrants.Retail and Digital Banking offers readers the opportunity to take a step back and consider the evolution of the sector in which they work and the tremendous level of change that has occurred over time for all operational activity. Retail and Digital Banking provides support for the Personal and Private Banking module assessment and features practical case studies from the banking sector. This essential text brings the journey of modern banking to life and considers what the future holds. Online supporting resources include a glossary and updates to regulation.

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